Credit Analyst

Credit Analyst

At our client’s small commercial bank with deep Texas roots, we’re seeking a talented Credit Analyst to join our dynamic team. With over a century of experience in sophisticated banking solutions, this institution is dedicated to providing unparalleled service to high net worth clients and businesses. This is a fantastic opportunity for a driven individual to thrive in a supportive and collaborative environment.

What you’ll do: 

• Underwrite new commercial loan applications and evaluate client financial health.
• Maintain and manage existing loan portfolios, including modifications and renewals.
• Collaborate with loan officers to assess client needs and create tailored financial solutions.
• Prepare comprehensive credit write-ups, detailing proposals and company backgrounds.
• Analyze historical and projected financial statements to evaluate debt service capabilities.
• Assist with special projects as directed by the Chief Credit Officer and lending team.

Who you are:

•  Bachelor’s degree in Finance, Accounting, or a related field.
• Minimum of 2 years’ experience in commercial loan underwriting, particularly in commercial and industrial sectors.
• Strong analytical skills with the ability to interpret financial statements effectively.
• Excellent communication and interpersonal skills, fostering collaboration within a small team.
• Experience with basic Excel functions; advanced skills are not required.
• Previous experience in public accounting is a plus.

Why work here?

• Enjoy a fun and engaging workplace culture with traditional banking hours and an exceptional work-life balance.
• Be part of a close-knit team of approximately 60 employees where your contributions are recognized and valued.
• Opportunities for career advancement
• Benefit from a competitive compensation package that includes bonuses and a solid 401(k) match.

What to do now:
Please send your resume to Samantha Thompson at sthompson@provenrecruiting.com – we’d love to hear from you!

We actively support and promote people of various backgrounds, from race, religion and gender to geographical area, university, lifestyle, and personality type. Proven Recruiting is minority-owned, majority women, and is a strong advocate for diversity and inclusion in the broader community. Do not hesitate to apply now!

What does this position pay?
Compensation is determined by several factors which may include skillset, experience level, and geographic location.

The expected range for this role is $75,000 – $110,000 per year. Please note this range is an estimate and actual pay may vary based on qualifications and experience.

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